ESCAPE THE MOMO LOAN TRAP

Escape the MoMo Loan Trap**A short, judgment-free guide to understanding what your MoMo loan really costs — and a real plan to get free.*Most people have no idea what their MoMo loan actually costs once you measure it the way banks measure interest — often well over 100% a year. This guide breaks that number down clearly, then gives you a real, step-by-step plan to pay it off and stay out of the cycle for good.No shame. No judgment. Just the numbers, a proven strategy, and a plan you can actually follow.What's inside:*- The real cost of your MoMo loan, explained simply and measured the way banks measure it- Two proven payoff strategies — Snowball and Avalanche — so you can choose the one that fits how you're motivated- An editable debt tracker and 6-month progress log, built specifically for MoMo-style loans- A clear breakdown of what's changed now that loans are tied to your Ghana Card, not just your SIM- How to build a small buffer and stay debt-free once you're out**Free bonus included:**Spot the Scam* — a short companion guide to recognising the financial scams targeting Ghanaians right now, so the progress you make stays yours.This is educational content, not personalised financial or legal advice. If your situation feels serious, we'd also encourage speaking with a licensed financial advisor alongside this guide.