Money Moves: A Young African's Guide to Financial Freedom

Nobody taught you how to budget on an irregular income, use mobile money as a savings tool, or avoid the loan apps quietly charging you triple-digit interest. This book does.Built specifically for the realities of managing money in Ghana and West Africa today — school fees, family obligations, MoMo, susu, side hustles, and all — Money Moves skips the generic "just save 20%" advice that doesn't survive contact with real life, and gives you a practical, step-by-step system instead.Inside, you'll learn how to:Budget on irregular income without a rigid Western spreadsheet templateTurn mobile money into a real savings tool — and spot the scams draining your balanceTake your first steps into treasury bills, mutual funds, and the GSE — even with small amountsEscape debt traps and short-term loan apps that quietly cost more than they seemBuild multiple income streams without burning outProtect what you build with insurance and simple financial documentationIncludes a full 12-month action plan to turn every chapter into a habit, not just an idea.10 chapters | Practical, no-fluff guide | Written for the African hustle