No More Broke Season — 18 Money Moves Every Student Needs to Survive, Save, and Start Building Wealth

Nobody taught you this. This book does.

You can solve a quadratic equation and recite the causes of colonialism — but nobody ever sat you down and explained how to make your allowance last the month. That gap isn't your fault. It's just never been on the timetable.

No More Broke Season is the practical, no-nonsense money guide built specifically for Ghanaian students — the allowance running out by week two, the "borrow small small" cycle, the chop bar math, the side hustle that turned out to be a scam. It's not a book about getting rich quick. It's about never being broke-desperate again.

Inside, you'll get 18 money moves across 5 parts:

Part 1 — Money Mindset: Why nobody taught you this, breaking the "borrow small small" culture, and telling needs from wants as a student Part 2 — Surviving on What You Have: Budgeting on pocket money, chop bar economics, trotro vs. Uber/Bolt, and the hidden costs of school nobody warns you about Part 3 — Making Extra Money: Legit side hustles that actually pay, the red-flag hustles to avoid, and freelancing basics for students Part 4 — Saving & Growing Money: Susu and digital savings apps, building an emergency fund, a beginner's intro to stocks/crypto/forex, and avoiding loan-app traps Part 5 — Preparing for After School: Understanding your first payslip and taxes, negotiating your first salary, surviving national service, and building credit history from your first job

Every chapter ends with one small, doable action step — because small actions compound, and that's true for money and for the habit of managing it.

This book is for you if:

Your allowance or pocket money disappears before the month does You're tired of borrowing from the same three people every semester You want a side hustle that actually pays, not another scheme that takes your money You're heading into national service or your first job and have no idea what a payslip actually means

What you'll walk away with: a working system — not just tips — for managing what you have now, making a bit more on the side, protecting yourself from the traps built to catch broke students, and setting yourself up so your first real salary doesn't disappear the way your allowance did.

18 chapters. 5 parts. One goal: no more broke season.