Small Business Bookkeeping Tracker (Cash, MoMo & Bank)

Stop guessing where your money goes.

This ready-made Excel tracker is for shop owners, traders, provision stores, salons, food vendors and small service businesses in Ghana who want to know, every month, exactly how much they made, how much they spent, and how much money they really have in Cash, MoMo and Bank.

WHAT YOU GET

• Easy transaction sheet: record sales, expenses and transfers in 5 minutes a day using simple dropdowns (room for 500 transactions)
• Automatic monthly profit & loss: income, expenses and net profit for every month of the year
• Cash, MoMo & Bank balances: see what should be in each account at the end of every month, with red warnings when something doesn't add up
• Visual dashboard: pick any month to see income, expenses, profit, profit margin, your 5 biggest costs and clear charts
• Owner drawings tracking: see your real business profit, separate from money you take for personal use
• Editable categories: rename income and expense categories to fit your business
• Step-by-step "Start Here" guide in simple English

THE OUTCOME In one month, you'll know if your business is truly making profit, which costs are eating your money, and whether any cash or MoMo is missing. Better records also make it easier to apply for loans and plan your growth.

No accounting knowledge needed. All amounts are in cedis (GH₵). Works in Microsoft Excel on laptop and on phone with the free Excel app.

Instant download after payment.