Personal Budget Tracker

What you will getA fully built, ready-to-use personal budget tracker in GHS — no setup needed, just open and start entering your numbers.Instant download in Excel (.xlsx) format, compatible with Microsoft Excel and Google Sheets.What's included📅 Monthly Income & Expenses sheet — track all 12 months in one place📊 Annual Dashboard — see your full year summary with totals and savings rate🎯 Savings Goals tracker — set and monitor up to 5 financial goals🏷️ Expense Category Guide — with Ghana-specific tax tips (GRA, SSNIT, ECG)Format: Excel (.xlsx) — works on mobile, desktop, and Google SheetsBenefitsStops you from wondering where your money went — every cedi is accounted forSaves hours of manual calculation — everything auto-calculates the moment you typeBuilt for Ghana — categories, currency, and tax tips reflect real local expensesPerfect for salaried workers, freelancers, and small business ownersBonus: The tax tips guide helps you identify deductions you may be missing at GRA filing time